South Bend, IN
The Best Credit Union For You
South Bend, IN
Gain access to better banking
Your Financial Future is Too Important to Settle For Less
Say goodbye to high fees and lack of service
Our credit union offers low fees and personalized service that puts your needs first.
No feeling like your financial goals are out of reach
With tailored solutions, we help you move toward your goals with confidence and clarity.
Buying a home? Make it easy—not traditional banking.
We’re here to provide the financial support and flexible solutions you need to make your homeownership dreams a reality.
Police officers, enjoy exclusive benefits with us!
We’re here to provide the financial support and flexible solutions you need to make your homeownership dreams a reality.
About us
At Policemen’s Federal Credit Union, we’re committed to reimagining banking for our community, offering personalized financial solutions for law enforcement, homebuyers, and anyone pursuing their personal financial goals. While we proudly serve the police community, we welcome everyone!
Whether you’re buying a car, need utility or recreational and leisure vehicles and equipment, or are looking to purchase a home, we’re here to provide you with the financial tools you need. Policemen’s Federal Credit Union is more than just a credit union; we’re a partner in your financial success.
Why become a member?
Personalized Financial Solutions
As a member, you'll gain access to better rates and more personalized financial services tailored to your specific needs, whether you're looking to buy a home, start a business, or save for your future.
Low Fees and High-Quality Service
We’re a community-focused credit union that provides low-cost services without sacrificing quality, ensuring you get the financial support you need without hidden fees.
Support for Local Law Enforcement
By joining through the Fraternal Order of Police Associates (FOPA), you support local law enforcement.
WHAT OUR MEMBERS SAY
WHAT OUR MEMBERS SAY ABOUT US
“I cannot express enough gratitude and appreciation for Dena and her team at Policemen’s! After a frustrating experience with another bank, she came through with a true Christmas miracle for me to purchase my car the day I had planned, when I really needed it. Thank you sooo much! Will continue using this bank for many years to come!”
“Love this credit union! We have gotten a few of our loans from them, and Mary Sue has always gone above and beyond. She has made every single one of our experiences stress-free and very easy!”
“Such a great experience. Dena helped me with my auto loan and made it super easy and quick!! Thank you, Policemen’s and Dena!”
WHAT OUR MEMBERS SAY ABOUT US
“I cannot express enough gratitude and appreciation for Dena and her team at Policemen’s! After a frustrating experience with another bank, she came through with a true Christmas miracle for me to purchase my car the day I had planned, when I really needed it. Thank you sooo much! Will continue using this bank for many years to come!”
“Love this credit union! We have gotten a few of our loans from them, and Mary Sue has always gone above and beyond. She has made every single one of our experiences stress-free and very easy!”
“Such a great experience. Dena helped me with my auto loan and made it super easy and quick!! Thank you, Policemen’s and Dena!”
Fast & Easy Process
Become a Member
- Complete a membership application online or at a local branch.
- Pay the one-time membership fee of $20 to the Fraternal Order of Police Associates (FOPA) to unlock benefits.
- CLICK HERE If you belong to any of these groups & your fee will be waved
Set Up Your Account
- Choose the type of account that fits your needs, such as a checking or savings account.
- Provide the necessary documentation, such as identification and proof of address.
Explore & Utilize Our Resources
- Review available financial products, including loans, mortgages, and credit cards.
- Consult with a credit union representative to discuss your financial goals.
Access Our Personalized Support
- Reach out to credit union staff for personalized assistance tailored to your financial journey.
- Explore member-exclusive benefits and offers designed to enhance your banking experience.
OUR SERVICES
LOANS
We offer a variety of loan options tailored to help you achieve your financial goals. Whether you’re purchasing a home, financing a vehicle, or managing personal expenses, our competitive rates and flexible terms ensure that you find the right solution.
SAVINGS RATES
We offer competitive savings rates tailored to support your financial journey. Whether you’re seeking a savings, checking or certificate, our transparent competitive rates provide great value.
MEMBERSHIP
Join Policemen’s Federal Credit Union today to access exclusive financial benefits, personalized service, and a community that understands your needs.
FINANCIAL SERVICES
Discover our range of online financial tools tailored to make managing your finances simpler and more efficient, from mobile banking to loan solutions crafted for your needs.
Our SERVICES
LOANS
We offer a variety of loan options tailored to help you achieve your financial goals. Whether you’re purchasing a home, financing a vehicle, or managing personal expenses, our competitive rates and flexible terms ensure that you find the right solution.
SAVINGS RATES
We offer competitive savings rates tailored to support your financial journey. Whether you're seeking a savings, checking or certificate, our transparent competitive rates provide great value.
MEMBERSHIP
Join Policemen’s Federal Credit Union today to access exclusive financial benefits, personalized service, and a community that understands your needs.
FINANCIAL SERVICES
Discover our range of online financial tools tailored to make managing your finances simpler and more efficient, from mobile banking to loan solutions crafted for your needs.
FAQ's
Our Members Frequently Asked Questions.
Membership is available to more people than you might think!
You may be eligible to join if you:
- Work for or are retired from a law enforcement agency in South Bend, Mishawaka, or St. Joseph County
- Work for or are retired from Indiana Michigan Power (I&M) or Mishawaka Utilities
- Are an immediate family member of a current Policemen's Federal Credit Union member
- Are a member or associate member of FOP Lodge 36, FOP Lodge 91, or FOP Lodge 155
Not currently a member of the Fraternal Order of Police?
No problem! Anyone can become an Associate Member of the Fraternal Order of Police (FOP) for just $20, making you eligible to join Policemen's Federal Credit Union and enjoy all the benefits of membership.
Still not sure if you qualify? Contact our team—we're happy to answer your questions and help you become a member.
Credit unions are member-owned, not profit-driven. That means lower loan rates, fewer fees, higher savings returns, and personalized service rooted in community values.
Yes. We provide competitive auto loans, mortgage loans, refinancing options, and personalized guidance to help you secure the best rate possible.
Membership is simple. Just open a savings account with a small deposit and provide basic identification. You can start online or visit our South Bend branch.
We offer checking & savings accounts, auto loans, home loans, refinancing, personal loans, credit cards, online banking, and financial education resources.
Absolutely. You can apply for auto loans, mortgages, refinancing, and personal loans directly on our website for a quick, convenient experience.
Yes. As a credit union, we’re able to offer lower loan rates and better terms than many traditional banks. Members save more over the life of their loans.
Yes. Manage your accounts, pay bills, transfer funds, deposit checks, and track your spending anytime through our secure mobile and online banking tools.
Yes. We regularly help members lower their monthly payments and interest through car loan refinancing and mortgage refinancing.
You can call, email, or stop into our South Bend location during business hours. We’re here to help you with anything from opening an account to planning major purchases.
