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Express Loan

The Express Loan is PFCU's lending system that makes getting a loan quick and convenient! To sign up, simply submit an application and sign a universal note and disclosure. Qualification for the Express Loan is based on your credit score and debt ratio. Once approved, you are covered for two years and any consumer loan you request requires no additional paperwork. All you have to do is call, stop in or e-mail to request funds up to your approved amount. The Express Loan lending system is convenient and easy and it makes money accessible when you need it.

Consumer Loan Products

At Policemen's Federal Credit Union, we offer a variety of consumer loan options:

  • New and Used Vehicle Loans
    • GAP Plus Insurance (Guaranteed Asset Protection): In the event that your car is stolen, accidentally damaged beyond repair or otherwise declared a total loss, you are still liable for any existing loan balance on that vehicle. GAP Plus insurance helps cover the difference between your primary insurer's settlement and your loan balance. It also provides up to $1,000 toward the down payment of a replacement vehicle (when financed by PFCU). All this protection for just a few dollars a month!
    • Mechanical Breakdown Insurance (MBI): Insurance that pays for covered vehicle repairs after the manufacturer warranty expires. Coverage is available for new and used vehicles which qualify, and repairs can be done at any licensed facility in the United States. Towing service, rental car coverage, trip interruption, and tire protection coverage are available for covered losses even during the factory warranty period. Several convenient payment options are available!
    • Life / Disability Insurance: Extra protection for additional peace of mind.
  • Recreational Equipment (motorcycles, boats, campers, jet skis, etc.)
  • Equipment (dump trucks, bobcats, wreckers, etc.)
  • Signature / Personal Loans
  • Share Secured

Mortgage Lending

Through PFCU's partnership with CU Members Mortgage, PFCU members have more mortgage options than ever before!

Members may now utilize our partner CU Members Mortgage for a variety of alternative mortgage products including:

  • No Down Payment Loans
  • Fixed and Adjustable Blends
  • Single Close Construction and Renovation Loans
  • And dozens more!