Rates - Loans
The rates listed are PFCU's prime rates. Individual rates may vary based on credit score.
Rates listed below for Vehicle Loans, Other Secured Loans, Equipment Secured Loans, Signature/Personal Loans and Second Mortgages Loans reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account.
Member Direct Deposit discounts exclude Share Secured Loans, Visa Cards, HELOCs and First Mortgage Products. These rates are as listed below.
| New Vehicles |
APR |
|---|
| 2006 & Newer, maximum of 48 months | 3.24% |
| Used Vehicles |
APR |
|---|
| 2006 & Newer, maximum 72 months | 3.50% |
| 2004-2005, maximum 66 months | 4.24% |
| 2002-2003, maximum 60 months | 4.24% |
| 2000-2001, maximum 48 months | 5.00% |
| 1999 and Older, maximum 36 months | 5.50% |
| Other Secured |
APR |
|---|
| Maximum 72 months | 4.99% |
| Equipment Secured |
APR |
|---|
| Maximum 72 months | 7.25% |
| Signature Loans |
APR |
|---|
| Maximum 48 months | 7.5% |
| Visa Cards |
APR |
|---|
| Classic with NO annual fee | 11.90% |
| Gold with NO annual fee | 8.90% |
| Platinum with NO annual fee | 9.90% |
| Overdraft Protection |
APR |
|---|
| - | 15.75% / 18.00% |
APR - Annual Percentage Rate
Rates are current as of 11/01/11 and are subject to change without notice. Loans are subject to credit approval and borrower qualifications.
