Rates - Fee Schedule

Share Savings Account Fees
Dormant Account Fee $5.00 per quarter
Premier Checking Account Fees
Accounts overdrawn by less than $5.00 $5.00 per occurrence
Overdraft Privilege Fee $2.00 per item covered
Overdrafts Covered before NSF Returned $20.00 per item
Overdrafts Returned NSF $20.00 per item
Stop Payment $15.00 per request
Check printing Prices vary by check style
Other Service Fees
Account Activity Printout $2.00 per printout
Account Reconciliation $5.00 per hour
Cashiers Checks (Limit of 5 per month) $1.00 per check
Deposited Item Returned $20.00 per item
Items Sent for Collection $20.00 per item
Money Orders $2.00 per money order
Photocopy of Check $5.00 per copy
Travelers Checks $1.00 per $100.00
Visa Replacement Card $10.00 per card
Wire Transfer (Outgoing) $10.00 per transfer
Wire Transfer (International) $25.00 per transfer
Electronic Funds Transfer Fees
ATM 5 Free per month / each additional:  $1.00
ATM Replacement Card 1 Free / each additional: $10.00
ACH Overdraft $20.00 per item
Debit Card Usage Usage fee waived as of 10/4/06
Debit Card Overdraft $20.00 per item
ATM Card Overdraft $20.00 per item
Money Market Fees
Accounts below minimum balance $5 per month
Withdrawals exceeding 6 per month $3 per withdrawal
Share Value / Membership Fee
Par Value of One Share $5.00
Membership $0.25