Rates » Certificates
Investing in a PFCU Share Certificate is a great way to earn a guaranteed return! The minimum balance to open and earn dividends is $500 for all terms. Rates are guaranteed for the term of your certificate.
Certificates over $20,000 |
Dividend Rate | APY |
6 months | .30% | .30% |
12 months (1 year) | .35% | .35% |
18 months | .40% | .40% |
Certificates $500 to $20,000 |
Dividend Rate | APY |
6 months | .25% | .25% |
12 months (1 year) | .30% | .30% |
18 months | .35% | .35% |
Certificates over $20,000 |
Dividend Rate | APY |
24 months (2 years) | .50% | .50% |
Certificates $500 to $20,000 |
Dividend Rate | APY |
24 months (2 years) | .45% | .45% |
Certificates over $20,000 |
Dividend Rate | APY |
30 months | .55% | .55% |
Certificates $500 to $20,000 |
Dividend Rate | APY |
3 years | .55% | .55% |
30 months | .50% | .50% |
Certificates over $20,000 |
Dividend Rate | APY |
36 Months | .60% | .60% |
Certificates $500 to $20,000 |
Dividend Rate | APY |
4 years | .60% | .60% |
Certificates over $20,000 |
Dividend Rate | APY |
48 Month | .65% | .65% |
APY - Annual Percentage Yield
Dividend rates and APY's are current as of 11/01/2020.
Early withdrawal penalties may apply.